A monthly payment path for trucks that keep things moving. Operators • Dealers • Manufacturers
Built for septic + vacuum trucks

The dirty work pays better when the payment works.

From septic pumpers and vacuum trucks to sewer combinations and complete tank packages, turn the truck you need into a clear monthly payment path.

✓ 12–72 month terms
✓ New + used trucks
✓ Chassis + eligible tank package
✓ Dealer programs available
Powered by SLS Financial

Commercial purchase programs built around equipment, vehicles and the way businesses actually buy them.

SLS family of brands
$15K–$5MTypical commercial purchase range
12–72 monthsAvailable structures vary by transaction
New + usedDealer and qualifying seller purchases
NationwideCommercial programs across the U.S.

A newer business can still need a serious truck.

Septic and pumping businesses often grow because demand is there before years of financial history are. We can look beyond a one-size-fits-all time-in-business rule and consider the full story behind the operator, the equipment and the work.

01Operator experience matters

Industry background and a credible operating plan can add important context.

02The truck matters

A productive commercial asset can be part of how the transaction is evaluated.

03The whole story matters

We look for a workable path instead of forcing every buyer into the same box.

From truck found to payment path.

Keep the buying process simple and centered on the vehicle your business actually needs.

1

Pick the truck

Dealer inventory, manufacturer-built unit or a qualifying used commercial truck.

2

Tell us the deal

Send the truck description, seller, purchase price and basic business information.

3

Choose the monthly path

Review available structure and complete the purchase once documents are ready.

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Commercial-equipment mindset

We focus on business-purpose purchases rather than trying to fit a specialized vocational truck into a consumer auto process.

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Whole-package thinking

Eligible chassis and upfit costs may be considered together, subject to transaction requirements.

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Used-equipment flexibility

Many businesses find value in well-maintained used pump and vacuum trucks. We can evaluate qualifying used purchases.

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Dealer-friendly process

Give buyers a monthly path without pushing them out of your sales process to figure it out alone.

Sell the truck. Keep the customer at your dealership.

Give septic, vacuum and sewer-truck buyers a monthly payment path at the point of purchase—without making your team become a bank.

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Quote by monthly payment

Help buyers understand the acquisition as a business payment instead of only a large purchase price.

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Support more customer profiles

Bring us established operators, growing fleets and early-stage businesses worth a closer look.

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Point-of-purchase workflow

Build the payment option into the same sales process your team already uses.

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Your dealership stays front and center

Your customer is buying your truck. Our role is to help create a path to complete that purchase.

Common septic truck questions.

Every transaction is different, but these are the questions we hear most often.

What kinds of septic trucks can you support?

Programs can support many commercial septic and vacuum truck purchases, including pumper trucks, vacuum trucks, combination sewer trucks, portable restroom service trucks and related tank packages.

Can the chassis and tank package be included together?

Eligible chassis, tank, pump, hose reel and related body or upfit costs may be considered as part of one commercial transaction, subject to program requirements.

Do you work with used septic trucks?

Yes, qualifying used commercial septic and vacuum trucks may be considered depending on age, condition, seller and transaction structure.

Can a dealer or manufacturer offer this?

Yes. Dealer and manufacturer programs can give customers a monthly payment path directly in the sales process.

What terms are available?

Available structures can include 12 to 72 month terms depending on the truck, transaction and credit profile.

Do you work nationwide?

Programs are available for qualifying commercial transactions across the United States, subject to applicable requirements.

Found the truck?

Send us the purchase details and see what the monthly path can look like.

CallGet terms